This year, big insurance has continued to use questionable ethics as they’ve rolled out new policies and continue to cut in-network deals. While insurance companies and their CEOs become wealthier, patients are directly discouraged from seeking care as they experience emergency medical symptoms. When they seek care, insured patients often suffer from crippling medical debt as a result of their treatment. To give you an idea of the effects of these practices this year, here are a handful of news articles:
Prudent Layperson Under Attack
This mid-2018 article showcases emergency physicians’ drive to protect patients in the wake of dangerous insurance practices.
Despite push back, BCBS TX rolled out a policy that goes against the Prudent Layperson standard, following the establishment of similar policies in other states throughout 2017.
Risk to patient health is discussed in this article about big insurance’s denial of its Georgia policyholder’s ER claims.
Big insurance business deals increase insurer profits but saddle ER patients with extreme amounts of debt, as discussed in this article about one patient’s balance bill for a life-saving air ambulance trip.
As part of Kaiser Family Foundation’s “Bill of the Month” series, this article takes an in-depth look at the practice of balance billing by highlighting one insured patient’s $109k bill after life-saving treatment for a heart attack.